Exercise Book Records
One lost notebook can destroy years of trust and thousands in tracked savings.
Coming Soon — Join the Waitlist
Your savings group
deserves better tools.
Stop tracking contributions in exercise books and chat groups.
SUSU gives your ajo, esusu, or thrift group bank-grade digital infrastructure. Automate payouts. Build credit scores.
$80B+
Annual ROSCA flows in Africa
200M+
Africans in savings groups
0
Digital infrastructure today
The Problem
200 million Africans run savings groups
with exercise books and chat apps
The largest informal financial system on the continent has zero digital infrastructure. Disputes destroy trust. Defaults collapse groups. Credit histories stay invisible.
Scattered Chat Threads
Tracking payments in WhatsApp and Telegram groups? Messages get buried, screenshots get lost, and nobody agrees on who paid.
Payment Disputes
"I paid last week!" — with no auditable proof, arguments escalate and groups collapse.
Invisible Credit History
20 years of perfect savings behavior. Zero credit score. Banks don't see you.
The Solution
Built like a bank.
Used like WhatsApp.
Susu is a mobile-first platform with bank-grade infrastructure under a simple, intuitive interface anyone can use.
Bank-Grade Ledger
Double-entry accounting — the same system banks use. Every naira tracked with balanced debit-credit pairs.
Works Offline
Record payments at the market without internet. Everything syncs automatically when you reconnect.
Credit Scoring
22 data points track on-time rates, streaks, and completion. Your savings behavior finally counts.
Automated Schedules
Set contribution dates, rotation order, and payout schedules. The app handles the rest.
WhatsApp Integration
Invite members via WhatsApp. Send reminders and payment confirmations where they already are.
Your Language
Built for Nigeria with Yoruba, Igbo, and Hausa support. More languages coming.
How It Works
From chaos to clarity
in 3 minutes.
01
Create Your Group
Set the name, contribution amount, frequency, and number of members. Takes 2 minutes.
02
Invite Members
Share an invite code via WhatsApp. Members join with one tap — no complicated signup.
03
Track Everything
Record contributions as they happen. The ledger posts balanced entries automatically.
04
Payouts & Scores
Rotation schedules manage themselves. Every member builds a portable credit score.
End-to-end encryption
NDPA compliant
Offline-first architecture
AML monitoring
Ready to ditch the
exercise books and group chats?
Join hundreds of organizers already on the waitlist. Be first to access Susu when we launch.